Emerald Financial Partners is Your Business & CPA Tax Accountant...Since 1980!

Emerald Financial Partners believes you should have a trusted partner, on call, to support you through the financial decisions that impact your life, your family, and your business. We provide a holistic approach to your tax, accounting, and financial needs.  We have been serving as a business CPA and tax accountant to companies and individuals since 1980.  We specialize in assisting entrepreneurs, business owners, self-employed, government contractors, and real estate investors with reducing their tax liability, maximizing their business income, and keeping track of all the details!

over 40 years-01

Need Help with Tax Planning and Building Wealth?

Start Planning Early in the Year When You Have More Options.

Our accountants help you understand how you can best build your personal wealth each year and over the long haul. A proactive financial advisor can make a huge difference. We take the time to understand your goals and make clear recommendations on how you can keep more of the money you earn and put it to work for your future. 

Contact us today to start preparing for your future.

Are Your Books Ready to Qualify You for Loan Forgiveness?

The Time to Start Getting Your Books In Order is Now.

While the 12/31/2020 deadline to apply for PPP loan forgiveness buys you time, there area  lot of calculations to be done and you need to have expenses well documented. This holds true for EIDL Advances as well. Don't wait until the last minute -- we can help make sure you are ready and help you get every dollar forgiven that you are entitled to.

Contact us to discuss your unique situation and we'll help you prepare and file.

Bookkeeping Support and a Virtual CFO for the Same Cost!

Think About What You Need to Pay a Full-Time Bookkeeper...

Chances are, for a similar monthly cost, Emerald Financial can perform your bookkeeping AND give you the insight and guidance of our senior accounting team. We get to know your business, keep your books in order, and can offer tax planning and strategies to help you reduce expenses and fuel growth throughout the year.

Contact us or click for details - this can be a smooth, cost-effective way to advance your business.

Emerald Financial Partners – Maryland’s Leading Tax, Accounting & Financial Specialists

Emerald Financial Partners offers consultations so that we can understand your needs and help create a path for financial success. Our team goes above and beyond to understand your unique needs and develop strategies that will help you reach your goals.   Our personal and business services are structured to provide you unlimited access and on-call support to help you make better financial decisions, every day.  Contact us to schedule a conversation!

Business Services

Business owners want to save time and money.  Emerald Financial Partners provides accounting, compliance, and tax services for your business, leaving you time to focus ON your business.  More importantly, we take a ProActive approach to your business with strategies that are designed to anticipate possible challenges and plan accordingly.

We provide an array of business services to meet the demands of small, medium, and large sized businesses.  We specialize in assisting entrepreneurs, business owners, and real estate investors with reducing their tax liability, maximizing their business income, and keeping track of all the details!

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Personal Services

Emerald Financial Partners provides a holistic approach to your tax, accounting, and financial needs to enhance your lifestyle and help you better plan for the future.  Our team provides you access to the professionals you need, for many of life's important decisions.  We provide an array of services to meet the tax, accounting, and economic goals of individuals and their families to help them make better financial decisions every day of the year, not just at tax time.

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Is Your Accountant ProActive or ReActive?

If you are an entrepreneur, business owner, or real estate investor, you need an accountant to serve as your strategic partner, not just your bean counter!  As a proactive accountant, we work side by side with the owner, collaboratively, to help grow your business.  A proactive accountant is an adviser that is looking for opportunities to position the company for profitability, tax savings, expense reduction, and more.

A proactive accountant addresses the client’s needs before they become urgent issues.  As a business owner, the difference between a proactive or reactive accountant could mean the difference between success and failure.  Are you working with a proactive accountant?  If you’re not sure, contact Emerald Financial Partners, and we’ll get you and your business on the right path.   Learn More

Candace N.

"We recommend Emerald Financial Partners VERY HIGHLY!  Not only have they helped us with taxes for years, but also guided us through some huge questions and long range planning."

Paul A.

"Emerald Financial Partners cleaned up our Quickbooks file and amended our business and personal income tax returns.  We saved $32,830 in taxes."

Cheryl G.

"Your entire team has given nothing less than exceptional service to me and my company over the past several years. I finally feel like I've found a tax accountant that's proactive on by behalf."

Marcus J.

"Hands down the best experience I have ever had with a tax accountant. Professional and responsive. I highly recommend."

Michael D.

"I rest easy knowing that Emerald "has my back" when filing my Federal taxes and that I am able to have an annual review to make sure that we are on track with our family estate plans."

Giving Back to Our Community

Emerald Financial Partners has a strong commitment to our community.  As active members of Thrive Business Communities, we participate in quarterly initiatives to give back to the communities in which we live and work!  Check out our recent activities!

News & Resources to Help You Grow Your Business

At Emerald Financial Partners, we provide valuable insight and content designed to help you grow your business smarter!  We offer consultations so that we can understand your needs and help create a path for financial success. Contact us today!

New CDC Eviction Rule

By Emerald Financial | September 16, 2020

Floating under the radar during so much NOISE the past couple weeks … the CDC announced a halt to evictions for residential renters, and that starts THIS WEEK. First of all, the authority the CDC cites to establish this rule is the Public Health Service Act of 1944, which is also being cited in a […]

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Do you accept credit cards? Then read this.

By Emerald Financial | September 11, 2020

You may have already heard about the multi-billion-dollar legal settlement if you accepted credit cards from 2004-2019. Here’s the warning: you do NOT need a lawyer to claim your part of this settlement. But there are lawyers now advertising to do it all for you, for 20% of any recovery. All of the information you […]

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Cash is King During COVID-19 Pandemic

Cash is King…Especially Now

By Emerald Financial | July 21, 2020

Cash flow has always been the lifeblood of any business. With COVID cases raging in some states and creeping upwards in our region, it is clear the pandemic will be with us for the foreseeable future. Whether your business remains on life support or has been on the road to recovery, managing cash flow is […]

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Will PPP Loans be taxable?

Will PPP Loans and EIDL Advance be Taxable?

By Emerald Financial | July 7, 2020

PPP Loans The IRS has clarified that if your loan money is forgiven, it won’t be considered taxable income. BUT, nor will it be eligible for tax deductions, even though you likely used it for expenses that normally would be tax deductible. This will leave you with a tax liability. For example, if you received […]

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loan forgiveness payment protection program

PPP Loan Forgiveness Applications Due Dec. 31, 2020 – But Please Don’t Wait Until the Last Minute!

By Emerald Financial | July 6, 2020

While the deadline gives everyone some breathing room, there are several different permutations that will be calculated to determine the best way for you to file for forgiveness. And there will be a flood of applicants at the end of the year. For your sake (and your tax professional’s), don’t wait until the holidays to […]

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loan forgiveness payment protection program

More PPP Guidance Released by the SBA

By Emerald Financial | June 23, 2020

The SBA has issued more clarifications on the PPP… YES, it continues to get more complex. See the details below and please contact us if you have questions about how (and when) to best document, calculate and submit your Loan Forgiveness application. We belong to a network of accounting firms that has developed comprehensive worksheets […]

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